USD.I: Next-Generation Decentralized Stablecoin | White Paper

Tregrity USD (USD.I) is a next-generation, USD-pegged stablecoin designed to deliver financial privacy, accessibility, and multi-chain operability. Built to operate across major blockchain ecosystems such as Binance Smart Chain (BEP-20), Tron (TRC-20), Ethereum (ERC-20), USD.I provides fast, low-cost, and censorship-resistant stable value transfer without compromising usability. With a focus on seamless exchange integrations, compliance readiness, and user-first design, Tregrity USD is crafted for both DeFi applications and real-world adoption.

1. Objectives

• Eliminate cryptocurrency volatility
• Simplify cross-border payments
• Integrate with DeFi, GameFi, and metaverses

2. Problem & Solution

2.1 Challenges in Traditional Finance

• Volatility: Bitcoin can lose 30% value in a day
• Slow Transactions: Bank transfers take 3–5 days
• Censorship: 1.7 billion unbanked people

2.2 USD.I’s Solution

• 1:1 Stability: Each USDI is backed by reserves and algorithmic mechanisms.
• Speed: Transactions settle in 3 seconds globally.
• Accessibility: Requires only a smartphone.

3. Tregrity USD Core Features

• Symbol: USD.I
• Peg: 1:1 with USD
• Chains: Binance Smart Chain (BEP-20), Tron (TRC-20), Ethereum (ERC-20)
• Token Type: BEP-20, TRC-20, ERC-20